Difference Between PayPal Generosity Campaign and Money Pool

Edited by Diffzy | Updated on: April 30, 2023


Difference Between PayPal Generosity Campaign and Money Pool

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PayPal has a number of fundraising opportunities to choose from. Generosity Campaigns and Money Pools are examples of such tools. Money Pools were first established as a way for a small group of individuals to contribute to a common purpose. The fundraising campaign aims to collect money from a large number of people in a short amount of time.

PayPal Generosity Campaign vs Money Pool

The key distinction between PayPal Generosity Campaigns and Money Pool would be that the first is still operating, and the latter is dormant. Because the service has been discontinued, no new Money Pools can be formed. The generosity initiatives are aimed at a large audience and collect funds from people all over the world. Money Pools, on the other hand, are often small and shared among close friends for a common objective, such as going on a trip. PayPal Generosity Campaigns, which debuted in 2020, is a crowd fundraising project that allows anyone to donate to organizations, people, or organizations. Customers can use this fundraising to raise money for their favorite charity.

In the United States and Germany, this service is offered. Anyone may help raise donations for a good cause. The Generosity Network for Charitable facilitates money transfers. The money earned for charity is contributed directly to the Giving Fund, rather than being transferred to an account. Money Pools are a type of social payment. When a user creates a pool for a specific reason, they are given a unique URL. The creator has the option of sharing the URL with anyone they desire. This protects your privacy. This is a small-scale programmed. It can also be utilized for charitable purposes. The contributor's information is accessible. The Money Pool creator can use the systems to control the pool. They can pick contributors, add details, and set an end date.

Differences Between PayPal Generosity Campaign and Money Pool in Tabular Form

Parameters of comparison PayPal Generosity Campaign Money Pool
Found on 2020 2017
Current status Active 2021
use Fundraising is primarily done for the benefit of groups or individuals. Obtaining funds from relatives, friends, or other people with whom you are in contact for a certain purpose.
Limitations One crore No limit
Period One month Not fixed

What is PayPal Generosity Campaign?

With the Generosity initiatives, PayPal has increased its fundraising opportunities. Individuals can use this to raise funds for anyone. Users can use the platform to raise money for themselves, other persons, organizations, or charities. The promotion was exclusively offered to PayPal users in the United States at the time of its introduction. Following the coronavirus outbreak, the corporation opted to implement this functionality. Charitable groups have had a tough time generating cash as a result of the issues. The fundraisers are created using the website, and the money can be used for whatever purpose the donor desires. It also allows campaigns to reach a wider audience than planned by utilizing social media handles.

The fundraiser organizers must adhere to the company's rules. Personal or business fundraisers and charity fundraisers are the two sorts of fundraising. Only one personal fundraiser can be created at a time. For charity, though, many fundraisers can be set up.

In a charity fundraising campaign, there is no such restriction. The user's account must be in good standing throughout the fundraising campaign. The fundraisers are only going to last 30 days. Before participating in such campaigns, one must prove their identification. Users who are fundraising on behalf of someone else must distribute all donations as quickly as possible. The donations are promptly sent to the fundraiser's account.

PayPal has announced the introduction of the Generosity Network, a platform that allows users to establish personalized fundraising campaigns. Yes, you can do it on GoFundMe as well. You can raise up to one crore in a 30-day period, which is the length of time a campaign is available. You can establish a campaign to assist a small business, a friend, or a charity in addition to your own. Campaigns are simple to set up and only involve a few clicks on the PayPal website. Donations are received and transferred into the organizer's PayPal account, from which they can be disbursed. The function was inspired by the increased popularity of peer-to-peer crowdfunding, which was driven by the pandemic, according to PayPal.

The Generosity Network was created to connect our customers with millions of PayPal users and provide an accessible, easy, and safe way for them to collect money for charities. There are certain restrictions. Your PayPal account must be in good standing in order to create a campaign, and you may be required to verify your identity. At any given time, you can only have one campaign per account. Finally, the Generosity Network is only available to clients in the United States at this time.

You commit to send all Donations to the ultimate beneficiary as quickly as feasible if you collect Donations on behalf of someone other than yourself. You agree to provide us with any information we may request and that we deem necessary to verify your compliance with these Terms, including proof that you have the authority to collect Donations on behalf of a beneficiary and information about how the Donations will be transferred to the beneficiary. The Fundraiser Creators accept the risk that the Fundraiser will not be successful, or that the Fundraiser will face changes or unexpected obstacles. PayPal makes no assurances or representations that Donations will be used in the manner specified in the Fundraiser or that the Fundraiser will meet its objectives.

By using the Generosity Network, you agree to be bound by all of the terms and conditions set forth in these Agreements, as well as all other terms and policies linked to or mentioned in these Terms, all of which are included into these Terms by reference. Subject to relevant legislation, we may terminate, cancel, suspend, alter, or otherwise change these Terms at any time in accordance with the User Agreement. You agree to abide and be bound by any modifications to these Terms if you continue to use the Generosity Network after they become effective.

If you want to donate, go to the Generosity Network's website and search for existing campaigns by zip code or by category, such as business, medical assistance, the environment, social activism, memorial expenses, and more.

Your name, PayPal profile photo, and the overall sum you've raised will be publicly visible on the Fundraiser after it's published, along with any other photographs, video, and/or information you provide while creating or amending your Fundraiser. If you choose to share your Fundraiser solely with those who have the link, only those who have the link will be able to see your name, PayPal profile photo, and the total amount you've raised, as well as any additional pictures, footage, or information you add when creating or editing your Fundraiser.

We will include and show your Fundraiser on the Generosity Network, which will allow others to search for Fundraisers by zip code, category, keywords, and more unless you have decided to share your Fundraiser solely with persons who have a connection to the Fundraiser. Until it is removed from the Generosity Network, the Fundraiser and all of its contents will be publicly accessible.

What is Money Pool?

Money Pool is a service that allows PayPal customers to gather money for a variety of purposes. It's an open and honest service. Contributors can see how much money is in the fund, who has contributed, and how close you are to meeting your goal. Family members, friends, and coworkers can combine their funds towards a common goal.

With just a few clicks, users may form a money pool. Give the purpose for the money pool's creation, and then give it a name. The goal amount and deadline make it easier for contributors to collect funds quickly. Contributors can be required to give a minimum amount or can contribute as much as they want.

Users can personalize the Money Pool by uploading cover photographs and filling out the about section. A link is provided after the Money Pool has been created. Money is gathered by sharing the link with the intended contributor. There are ways for donors to give without revealing their identities or personal information. This Money Pool technique is often used to raise funds for charities. For crowdfunding purposes, the URL for such must be published on public sites. The appropriate amount can be deposited into the bank once it has been gathered.

How does it work?

There are two ways to pool money.

Offline Money Pooling

A group of people, mainly friends, Neighbours, and family, gather together to pool money in the offline approach. They select how much each member must contribute each month in order to create a pool. Every month, one member of the group receives the money pool amount depending on a lot system or draw, and occasionally even on common understanding. The practice is repeated until all of the group's members have received the money at least once.

Online Money Pooling

The Money Club is an online money pooling platform that operates in the same way as traditional money pooling schemes. It is done through an internet platform rather than physically joining a group and pooling money. The group is formed online, and members donate the agreed-upon sum on a regular basis for a term equal to the number of participants. The pool amount is decided through an open auction. Members bid for the pool amount during the auction, and the winner is the person who agrees to claim the lowest pool amount. The winner must pay a separate commission to the Money Club.

Benefits of a Money Pool

  • Committed Economic Community: People build communities with people they can rely on in times of unforeseen financial difficulties.
  • To borrow money from the money pool, there is no need to fill out any documentation.
  • People who participate in a money pool organization are more likely to create and accomplish savings goals.
  • A money pool serves as a powerful borrowing as well as a saving device.
  • Loans at a Lower Interest Rate: Because the borrowing interest rate is decided by the participants rather than by an external agency, they can set it far lower than the banks.
  • Larger Yield: Money invested in these schemes earns a higher return on investment than money invested in Fixed Deposits or Recurring Deposits.

Main Differences Between PayPal Generosity Campaign and Money Pool in Points

  • The goal of PayPal's generosity campaigns is to raise a lot of money. Money Pool, on the other hand, is for collecting money from friends, relatives, coworkers, and other acquaintances.
  • Generosity campaigns began in 2020 and are still going strong. Money Pools were first established in 2017 and will be phased out in 2021.
  • Money Pools had no limits on the amount of money that may be collected. However, there is a predetermined limit for personal and commercial PayPal Generosity campaigns.
  • Generosity initiatives are open to the public, whereas Money Pools are closed to the public.
  • The duration of a fundraiser in a Generosity campaign is limited to one month. There is a deadline. The designer of Money Pools, on the other hand, can choose an end date. It is valid until then.


PayPal's fundraising capabilities enable people to raise money quickly and expand their reach through social media sharing. Generosity campaigns are advantageous to charity causes. If the donors like, they can remain anonymous. Otherwise, contact information is provided so that consumers can express their gratitude to the contributor. Money Pools were a great way for family and friends to contribute to a common objective, whether it was birthday gifts, concert tickets, or a charitable cause. It provided transparency and widespread support for such schemes. Organization and collecting were a breeze with this technique. In 2021, the corporation shut off this system. PayPal supplied both of these services. One of them is still operational and provides numerous fundraising opportunities.



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"Difference Between PayPal Generosity Campaign and Money Pool." Diffzy.com, 2024. Sun. 21 Apr. 2024. <https://www.diffzy.com/article/difference-between-paypal-generosity-campaign-and-money-416>.

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